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Scientists haven’t pinned down a definitive reason for this shift in how we perceive time. But here are three common theories, and how you can adapt these modes of perception to slow down your life and get the most out of your retirement.
Maybe the scariest thing about the 2017 hurricane season is that it’s not over yet. It’s hard to imagine dealing with anything more destructive than Harvey, Irma, and Maria this year, but historically, some of the strongest storms have hit the U.S. in October and November. And add in the devastation from the recent large-scale earthquakes, it’s clear that the strain Mother Nature has put on our disaster prep and response services will continue for some time.
Moving from your employer-subsidized health care plan to Medicare or Medicaid can be one of the most complicated, and stressful, transitions for new retirees. Options vary depending on what state you live in. Weighing the cost benefits of affordable but restrictive Advantage plans, versus the freedom of a more expensive Supplement plan, can create budgeting challenges. We covered the basics of navigating Medicare in a very informative podcast earlier this year. Today, I want to give you some good news: once you do settle on a plan that provides for your health care needs, Medicare offers free preventative services that new retirees should jump on:
Your vacation is over, your kids are back in school … Time to pack up your swimsuit and eclipse glasses and get back to working on that nest egg!
Is your conservative spending plan in retirement putting a lid on your day-to-day happiness? At Keen Wealth, we tailor financial plans to the specific needs and long-term goals of each client. But whatever tools and strategies we utilize, I think it’s safe to say that we’re helping folks stick to a “savings mindset.” And that’s a good thing! We’ve talked in recent blogs and podcasts about how important it is to get in the habit of saving and investing, especially for new workers (like your kids or grandkids).
But that doesn’t mean there aren’t important things to consider at this point in the market cycle. On today’s show, our wives are in the studio to help us discuss the mid-year outlook for the markets, consumer spending, what surprises might be around the corner, and how to plan accordingly.