Achieving Your Retirement Planning Goals
At Keen Wealth Advisors, our services are delivered with a single goal – to help you attain the retirement of your dreams. Our dedicated and knowledgeable team works with you to create a perceptive, personalized, precise financial plan specifically designed to help you achieve your retirement goals.
- We start by gaining an understanding of your current situation, challenges and opportunities.
- We then discuss your goals for retirement. Are you hoping to move? Purchase a second home? Travel the world? Volunteer?
- We take into account your family members and any non-retirement, long-term goals, such as education planning for a child or grandchild, donating to charity, etc.
- We gain an understanding of your risk tolerance and any investment preferences.
- We incorporate Medicare and Social Security benefits.
Using this information, we work with you to determine:
- The amount of savings you will need to fund your retirement dreams
- What retirement account assets are available and in what order you should draw upon your accounts
- How to implement tax strategies to maximize your savings
- The most efficient method for passing wealth to your heirs
- What investment mix is most appropriate to meet your needs
- Strategies for eliminating debt
We then conduct an in-depth review and analysis of your various retirement benefits, including:
- 401(k) investment option review
- Defined-benefit plan facilitation
- Profit-sharing plan facilitation
- Non-qualified deferred compensation plan review
- IRA and Roth IRA conversions and rollovers
- Stock options plan analysis
- Prototype retirement plan analysis
- Social Security
We use all of this information, and more, to create a personalized, actionable plan to help you achieve your retirement goals. We then review and update the plan on a regular basis and as your personal situation changes. Your personalized financial plan then serves as a roadmap toward your retirement dreams that is ultimately designed to help keep you on track to live the life you want.