We have a simple process that helps you and us determine if we are a good fit to work together.
Here is what you need to know about the process:
You will know exactly how we can help you and what the costs to engage our team of professionals will be before you pay us a single penny.
We have a disciplined screening process for evaluating and accepting new clients into our practice. We will not take just anyone on as a client because we strongly believe in the importance of working with clients who share our values.
The very first step is a complimentary 15-minute call with our team.
What to Expect
Here’s what you can expect from us. In a nutshell: You can trust that we will be dedicated to helping you meet your investment needs by fostering an upfront and honest relationship with you. We’ll be here when you need us.
Treat you with respect, honesty and dignity
Put your interests first
Work to attain a complete and accurate understanding of your needs
Explain the implications of financial strategies as they apply to you
Provide updates to you by email, mail and phone
Regularly update your financial plan
The following steps detail our process for working with new clients.
STEP 1: Fit Assessment
We begin with a complimentary call to discuss your current financial situation and goals for retirement. This call helps us determine if Keen Wealth Advisors is the firm best suited to meet your needs. If so, we will move to the next step of setting up an in-person (or video conference) meeting with one of our advisors.
STEP 2: Strategy Session
The next step of the process is for us to begin gaining an understanding of where you are on the path toward achieving your retirement goals. One of our advisors will schedule a time to discuss your specific goals and concerns, and gain insight into your unique financial situation. The advisor will follow a checklist of important information to help ensure no detail is overlooked. Through this meeting, we will seek to understand your:
- Your personal income needs
- Specific family needs (support for parents and children now and in the future)
- Estate plan
- Health, life and long-term care needs
- Debt levels
- Investment and savings account balances
We use the insight gained in this meeting to begin creating your financial plan. Based on your specific needs, we will also work to identify strategies to improve your tax situation, reallocate investments, eliminate debt and pass assets to the next generation.
STEP 3: Plan Presentation
We will meet with you again to present our initial recommendations and answer any questions you may have, such as:
- Do I have enough to retire, or will I run out of money later in life?
- What will happen to my spouse and/or children if I die?
- How do I avoid costly mistakes and maximize my resources going forward?
Above all else, we’ll help you begin to answer the question, “Am I going to be okay?”
At the end of this meeting, we will provide a summary of the items discussed and give you time to consider whether you would like to become a client. We want to work with clients who are excited to partner with us, so we will never pressure you as you make this important decision.
STEP 4: Implementation
Once you decide to become a client of Keen Wealth Advisors, we begin the process of opening your accounts and implementing your personalized financial plan. Your advisory team handles all paperwork and works alongside you to make the transition as seamless as possible. We will also provide you with access to a secure online portal.
You are now part of the Keen Wealth Advisors family!
STEP 5: Ongoing Updates
It’s vital that your financial plan remains dynamic in order to keep up with changes in your personal life, financial situation and long-term goals. That is why we meet with you at least once a year to review and update your financial plan. During these review meetings, we discuss any necessary changes related to:
- Tax planning and tax return analysis
- Current and future income needs and expenses
- Investment allocation and outlook
- Potential Roth IRA conversion strategies
- Estate and legacy planning
- Social Security
In addition to holding regular review meetings, your advisory team will proactively reach out to you should any regulatory changes impact your financial plan or personal financial situation.