Keen On Retirement

Our team at Keen Wealth can help you create a financial plan that will fund the retirement you want. What we can’t do is make sure that the things you spend your assets on are going to make you happy – especially if your spending is heavy on stuff and light on experiences.

You probably read about WannaCry, the ransomware virus that locked up around 200,000 computers in 150 countries last month. And around the same time, hackers were tricking Gmail users into downloading a file containing a virus from what appeared to be trusted email contacts.

Recently, I took a friend up in my plane for a short lunch trip. As we were cruising along, he asked me, “Bill, how do you know that this plane is mechanically safe? Is the battery charged up? Do you ever check the engine and other systems? How do you know that, structurally, this plane is sound and airworthy?”

If you have investments of any kind you know there are costs associated with owning those investments. In addition, if you’ve been thinking about working with a financial advisor, you also know you’ll pay him or her a separate fee for their ongoing counsel. The bottom line question you should be asking is this: Will I be better off, net of fees, by working with an advisor than if I try to navigate my planning and investing on my own?

If your household is anything like mine, couples often divvy up jobs and responsibilities to make sure everything gets done, and everyone’s needs are met. Maybe one spouse works, and the other takes care of the kids. Maybe one spouse handles the meals, and the other handles transportation to lessons and practices. Maybe one spouse takes care of the yard, and the other takes care of home repairs.

We all want to thrive in life, and being healthy physically and emotionally is a huge first step. An important issue that often gets overshadowed by other wellness concerns is how we deal with the stresses in our lives.